https://www.acpfinance.com/home daily 1.0 2021-11-07 https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/2b6f6cf2-5143-492d-821c-85bcddf314f8/CC_Reader_Machine_web.png Home - ACP Finance was founded to make unattended retail equipment purchases possible for small business owners. Three long-time friends and industry experts saw a need going unfilled at the intersection of their three distinct but interrelated fields – refrigeration and vending equipment, retail finance, entrepreneurship – and thus, ACP was born. https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636033065830-FSA3J5G7TNMWCC8TGG9C/20181026_160933_remastered.jpeg Home https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636033546224-I5EE1MHHBFQT1WDGM9VU/Screen+Shot+2021-11-04+at+9.44.51+AM.png Home https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636127618119-76KDFG4UQ2DZA3FSD4F2/IMG_0671.jpeg Home https://www.acpfinance.com/equipment-vendors daily 0.75 2021-11-07 https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636311590556-XDCWBROOVB40IKHLVIDE/Screen+Shot+2021-11-07+at+1.59.36+PM.png Equipment Vendors https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636311784577-3AA6TJNI3S9WMXN0F0JD/Screen+Shot+2021-11-07+at+2.02.46+PM.png Equipment Vendors https://www.acpfinance.com/business-owners daily 0.75 2021-11-05 https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/7cf333a3-faa3-4c67-aec7-1cd9109f9650/Bezel2.jpg Business Owners - How it works We partner with the equipment dealers, meaning our financing solutions are specifically tailored to the equipment you’re interested in purchasing. We offer two main financing options, leases and loans (EFAs). While both have benefits, many small business customers prefer leases because they can be applied against revenue to lessen the business’s tax liability. See below to learn about types of leases. https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636128647807-44RYL6203F3756DCFGM9/Image+from+iOS+%287%29.jpeg Business Owners https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636128670775-H23QEQF46JJU31IDMPFW/PHOTO-2020-11-30-20-18-19.jpeg Business Owners https://www.acpfinance.com/about-us daily 0.75 2024-06-20 https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636033101206-GOICOXYRVVW48Z0G697F/20181026_160933_remastered.jpeg About https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636033508612-S8EKIQMJ1KY7MIGYTWAR/Screen+Shot+2021-11-04+at+9.44.51+AM.png About https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/1636127692968-ZS9H8FJXT691I6JNB03R/IMG_0671.jpeg About https://www.acpfinance.com/contact daily 0.75 2024-01-27 https://www.acpfinance.com/financial-solutions daily 0.75 2024-06-20 https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/63a2871c-06d7-446a-a2dd-2d27f3bc7cda/CC_Reader_Machine_web.png Financial Solutions - Finance Leases Finance leases, often referred to as Capital leases, do not fit operating lease guidelines and are an alternative finance vehicle. With a finance lease, the leasing company retains ownership of the equipment and at the end of the lease term, you have the option to purchase the equipment for $1.00 or some other pre-agreed upon fixed price. You cannot expense the monthly payments with a finance lease as you can with an operating lease, but you can take advantage of all of the benefits of ownership including depreciation allowances and Section 179 Tax Deduction. https://images.squarespace-cdn.com/content/v1/5fc6d6d444e997374a28e9a4/667a6da1-9e78-4c84-a219-552ff7978633/Promotional_Banners.png Financial Solutions - Operating Leases Operating leases are off balance sheet allowing you to expense 100% of the monthly lease payments rather than taking depreciation. The leasing company retains ownership of the equipment and at the end of the term, you have the option to purchase the equipment for the fair market value, return the equipment or continue to rent it. If your intention is not to own the equipment and upgrade at the end of the lease term, an operating lease is a great option for you. https://www.acpfinance.com/credit-application daily 0.75 2024-06-20